WebJan 3, 2024 · If one does try to sue you, you'll need to let the court know that the statute of limitations has run out, and provide some proof. 2 Proof might include a personal check or bank statement showing the last time you made a payment, or your own records of communication that you've made about that debt. Categories of Debt WebJul 20, 2024 · The certified mail receipt will help if you decide to involve the Consumer Financial Protection Bureau (CFPB) or file a lawsuit against the credit bureau. 2 As long as the dates on your credit report show that the old account already should have been removed, your dispute should go smoothly.
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