Definition of occurrence cgl
WebThe Commercial General Liability (“CGL”) Policy is the standard policy of insurance issued to ... Judicial interpretation of the CGL “bodily injury” definition has extended the term beyond typical physical pain. Any sickness or disease, whether it is physical or mental, is now generally ... the “occurrence” that caused the loss of ... WebDec 5, 2014 · The U.S. Court of Appeals affirmed. In reaching this conclusion, the Court interpreted the plain language of the Policies and applied well settled Utah state law …
Definition of occurrence cgl
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Weboccurrence and a list of jurisdictions holding it is.2 b. One Approach - Ambiguity in Definition of "Occurrence" Means Not a Limitation on Coverage Texas courts are of the view that the term "occurrence" is ambiguous and does not provide a basis for limitation on coverage. In its 2007 decision the Texas Supreme Court in Lamar Homes, Inc. v. Mid ... As noted above, an occurrence includes continuous or repeated exposure to substantially the same general harmful conditions. This means an event may be considered a single occurrence even if it results in multiple injuries or claims. For example, Fantastic Farm Supplies makes and sells its proprietary … See more In the standard ISO general liability policy, the meaning of the word occurrence is explained in the policy Definitions section. This term means the following:2 See more Liability policies are designed to cover injuries that occur unexpectedly, not those caused intentionally. For this reason, the standard policy … See more Whileaccident isn't defined in the policy, this word generally meansa fortuitous, unexpected, or unforeseen event. It's a circumstance that … See more An intentional act may qualify as an accident if the act was intentional but the consequences of the act were not.6 In the previous … See more
WebDec 31, 2024 · Aggregate Limit Of Liability: The aggregate limit of liability is the most an insurer is obligated to pay to an insured party during a specified period. The aggregate limit of liability is spelled ...
WebSep 22, 2014 · The CGL policy pays for certain damages caused by an occurrence that occur during the policy period. Coverage comes from the policy in force when the … WebDec 25, 2024 · Many cases that are litigated relating to coverage for certain events under a CGL policy turn on the definition of “occurrence” and whether the event leading to a …
Webcaused by an "occurrence" that takes place in the "coverage territory"; (2) The "bodily injury" or "property damage" occurs during the policy period; and (3) Prior to the policy …
WebDec 25, 2024 · Many cases that are litigated relating to coverage for certain events under a CGL policy turn on the definition of “occurrence” and whether the event leading to a request for coverage constitutes an “occurrence.” A recent case in Fairfax County, Virginia, Erie Insurance Exchange v. Spalding Enterprises, et al., is just such a case. In the rusal en+ group international pjscWebA somewhat similar law was also passed in South Carolina, effective May 17, 2011. South Carolina code section 38-61-70 states that CGL policies issued to contractors shall contain a definition of “occurrence” that includes “property damage or bodily injury resulting from faulty workmanship, exclusive of the faulty workmanship itself.” rusalihigh cabinet with doorsWebMar 22, 2024 · Even the claims-made policy requires that bodily injury or property damage be caused by an occurrence. “Occurrence” has been defined in generally consistent terms in all editions of the CGL, with the current definition being: “an accident, including continuous or repeated exposure to substantially the same general harmful conditions ... rusal capital designated activity companyWeboccurrence. In a commercial general liability (CGL) coverage form, an occurrence is an accident, including continuous or repeated exposure to substantially the same … rusal america websiteWebOct 30, 2024 · The primary CGL policy is an admitted ISO-based occurrence policy, the umbrella is also an ISO-based policy, and the excess is an E&S policy that was written on a claims-made basis. rusal headquartersWebMar 19, 2014 · In Salvi, the term “occurrence” was defined as “an accident including continuous or repeated exposure to substantially the same general hazardous condition.” This is basically the standard definition in such … rusal in my bathWebThe CGL policy provided coverage for liability for property damage caused by an “occurrence,” which the policy defined as an “accident.” The insurer denied coverage on … scf orientation online